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Parents: Are you planning for your child's education in 5,10, 20 years time ? Do you know how much a degree will cost in 5, 10 or 20 years ? It is estimated that the cost of a 4-year college education in the year 2020 is estimated to cost $85,356.00 at a public University and $226,472.00 at a private University in the USA (FV assuming 5% inflation). Our system will hedge the cost for you, helping you to save by locking the cost today. You also get to decide how much to pay now and how much later. Click here to see cost comparison and features comparison with current offerings for Education IRA, Plan 529 for USA and eduoption. To see and compare all 529 Plans (USA only) click here. (Source: Savingsforcollege.com)

Our Solution is to enable parents and students to hedge the future cost of their education fees. By fixing this uncertain cost, they will be able to plan their funding requirements now. Give our eduoption formula a try to see how much you can pay to hedge your future education fees. Note: You set the amount that you can afford now or in the future. What we do is to lock in the future cost TODAY hence hedging against any possible rise tomorrow.

Universities : How many students will be studying your courses in 10 years time ? Any reserves currently to support future students ? What about current funding for future classes ? Now you can raise your own funds by offering education cost options and justify the requirements by the number of interest sold. By offering these options, universities will be helping potential students to lock in the future cost of education which means certainty and at the same time able to determine the interest shown, identify the potential students and capture their interest 5 or 10 years before their acceptance. In the long run, reducing marketing cost and budgeting uncertainty as well as identifying courses that are not profitable.

By using our fair value eduoption formula university will be able to calculate the affordability of future course fees as determined by their potential clients. By offering this option, university will be able to map the demand curve for a given course. Current systems can only forecast by using past data but our system uses current data which is more reliable. By planning this requirement, universities will be better equipped to handle the needs of these potential 'clients'. Given the risk to lock in the future cost of education is transferred to the University, a premium is offered in compensation. The university may use this premium to invest and to prepare for tomorrow's education today.